Data Aggregation
Connect to over 5.000 banks
Pay by bank
Add a lower-cost payment method to your platform via open banking
Make payments faster and more secure, by allowing end-users to initiate them straight from their bank accounts.
Сoverage
Pay with any bank from Europe
Enable your customers to initiate instant payments and transfers from any account in any EU bank, without leaving your platform. Salt Edge provides access to more than 2,000 banks across Europe through a single seamless connection.
We keep testing and adding new bank and EMI channels, granting businesses the finest coverage.
How it works
Building great payment experience
Enable your customers to make instant payments from the account of their choice, using their familiar banking authentication methods. Besides being fully open banking compliant and secure, Salt Edge solution guarantees that end-users feel comfortable from the first click.
Seamless payment experience encourages your customers to complete the payment process and choose your service again and again.
Use cases
Instant payments
for
for
Travelling
eCommerce
eWallets
Lenders
Corporate payments
Travelling
Quick and secure refunds and transaction settlements
- Supporting open banking-based payments is in every airline, travel agency, or any other tourism company's best interest. Embrace open banking to enjoy secure and affordable transaction settlements and refunds at lightning fast speeds.
eCommerce
Lower-cost and fraudless payments
- Upgrade your checkout page by adding a new instant payment method so that customers can enjoy secure payments due to strong customer authentication. Compared to credit or debit card payments, open banking brings in lower transaction fees and faster payment settlements, resulting in better liquidity for merchants.
eWallets
Seamless transfers and top ups
- Save money on transfers. With open banking your customers can top up the eWallet account straight from their bank account without any additional fees.
Lenders
Loan repayment via open banking
- Discover the open banking payment potential. Now your borrowers can securely initiate loan repayments directly from their bank accounts without leaving your lending app. Seamless user experience increases loyalty and boosts revenues.
Corporate payments
Lower-cost payments - any time, from any place
- Using the Payment Initiation API, corporates can pay for taxes, utilities, salaries from their business accounts in any EU bank - directly from accounting, enterprise or government softwares. The API is flexible and supports recurrent, scheduled, bulk, and batch payments.
Benefits
Payments reinvented
New lower-cost payment method
Give your customers an affordable and faster payment option. Eliminating the expensive card processing fees from payments, you save money that can be invested smarter
Mitigate risk of fraud
Strong customer authentication adds one more security layer to transactions, reducing the risk of fraud & security breaches nearly to zero
Unrivalled API coverage
Enable payments from 2,000+ banks across Europe, via one simple integration. Availability of bank channels is monitored 24/7, so you can offer seamless payment experience without interruptions
Highly secure technology
Salt Edge is ISO 27001 certified and adheres to the highest international standards of privacy and security: transaction monitoring, business continuity plan, 24/7 incident monitoring
Flexible approach
We support standardised payment templates, so you don't have to worry about bank or region specifics anymore
We’ve got you covered
Salt Edge handles all the technical, security, compliance matters so that you can focus on providing great services based on real-time customers' data
Add faster, more secure account-to-account payments to your platform
They trust Salt Edge
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