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Open Finance.
Endless possibilities

Harness the power of open banking. Embrace the future of finance.

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Open Banking in action
Explore how businesses of all sizes are harnessing Salt Edge's open banking solutions to reshape their industries. Unlock real-time financial data to fuel innovation, accelerate growth, and deliver exceptional customer experiences.
E-commerce & Payment services

Reinvent how your customers pay, verify, and shop

From frictionless checkout to real-time buyer verification and instant refunds, open banking is reshaping e-commerce.

  • Fast, secure, and card-free checkout
  • Streamlined customer onboarding & verification
  • Real-time payment reconciliation & merchant risk check
  • Global expansion with compliance built in
Learn more
Checkout screen showing card-free 'Pay by bank' option for secure open banking payments. Highlights frictionless checkout, real-time buyer verification, and instant refunds to help e-commerce businesses boost conversions.
Banking

Move beyond traditional banking

Unlock new revenue streams, reduce costs, and deliver a better customer experience through the power of open banking.

  • Streamline customer onboarding & KYC
  • Enhance Personal Finance Management
  • Enable Multi-Banking services
  • Allow frictionless Payment Initiation (PIS)
Learn more
Digital banking app interface showing connected HSBC and Monzo accounts with total balance £8,343.79, enabling real-time account aggregation, cost savings, and enhanced customer experience.
Lending

Real-time bank data for right lending decisions

Unlock real-time customer bank data for faster onboarding, smarter credit decisions, and effortless repayments.

  • Streamline the application and onboarding processes
  • Strike out credit risk from your list
  • Predict the future by improving your credit scoring
  • Boost your credit decision from days to minutes
Learn more
Loan request form for €5,000 over 6 months at 3% interest, featuring open banking integration for instant verification and faster approval using real-time bank data — ideal for digital lending and automated credit checks.
Automotive

Faster payments, smarter financing, seamless customer experiences

Open banking helps dealerships, OEMs, and service providers enable secure, cost-efficient vehicle purchases, credit checks, and in-car payments.

  • Buy and sell cars with ease
  • Instant payouts and refunds
  • Smarter automotive financing
  • Automated account ownership verification
Learn more
Car service booking checkout screen with booking details and total €280, highlighting secure open banking payment option ‘Pay by bank’ for fast and seamless car service payments, with credit card option unavailable.
Treasury management

A 360-degree view of financials for corporates of any size

Transform your treasury strategy with unified access to account data from over 5,000 financial institutions worldwide—across multiple banks and regions.

  • Seamless and better informed decisions
  • Full control over your business finances in one place
  • Seamless payments - any time, from anywhere
  • Multi-Entity Treasury Management
Learn more
Corporate treasury management dashboard showing total balances, cash flow forecast chart, and multi-bank data visualization for global financial control
Trusted by 300+ companies

Find the solutions to your challenges in every Salt Edge product

At Salt Edge, we've got you covered with a range of unique ready-to-use products. Our open banking platform is designed to help you build smart and innovative services through the power of open financial data.

Data Aggregation
Access thousands of banks globally through a single API
Access thousands of banks globally through a single API
Pay by bank
Add a lower-cost payment method to your platform via open banking
Add a lower-cost payment method to your platform via open banking
Data Enrichment
Transform raw data into actionable insights powered by machine learning
Transform raw data into actionable insights powered by machine learning
Open Banking Compliance
Full-stack solution for banks and EMIs
Full-stack solution for banks and EMIs
Mobile SCA
Create a deeper level of security with strong customer authentication
Create a deeper level of security with strong customer authentication
TPP Verification
Get TPP’s regulatory status checked in a split of a second
Get TPP’s regulatory status checked in a split of a second
Why they chose us
We are committed to delivering top-tier performance and solutions tailored to businesses' unique needs. Our dedication to excellence has made us a trusted partner in each client’s open banking journey.

Six reasons why top businesses choose Salt Edge

Reinvent your business with open banking

Putting our decade-long expertise to work for you
For more than 10 years, our team of seasoned open banking professionals has been committed to sharing their knowledge and expertise to help you find the ideal solution for your needs.
Unlock global connectivity
Expand your business horizons effortlessly with access to real-time account data from over 5,000 financial institutions spanning across 50+ countries.
A one-stop shop open banking platform
Salt Edge is here to help any business thrive with innovative solutions tailored to their specific needs. Whether you're a bank, payment gateway, airline, accounting company, hotel, or e-commerce, we've got you covered!
No licence? No worries!
Explore countless possibilities and innovate without acquiring your own open banking licence or certificates. Instead, use ours.
For developers with love
With clear documentation and a full testing environment, our SaaS solutions are fast and easy to integrate!
Guarantee of high-security
We are ISO 27001-certified and PSD2-licensed, employing the highest international security standards to safely access financial data and initiate payments.
Build tomorrow’s financial services with open banking
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