Add Salt Edge Pay by bank from the WordPress plugin directory.
Step 2
Complete onboarding
Finish self-service onboarding and connect your account. The entire process takes less than 5 minutes and requires no calls.
Step 3
Receive payments
Pay by Bank becomes available at checkout. Customers pay directly with their bank and funds reach your account immediately.
Instant
funds in your account the moment a sale happens. No T+2, no batches.
0%
hidden fees with a clear per-transaction model and no additional markups.
5 min
from sign-up to live checkout with a fully self-service onboarding flow.
Platform support
Starting with WooCommerce — more coming soon
We're expanding Pay by Bank to every major e-commerce platform.
Pay by bank for WooCommerce
Built for the world's most popular e-commerce platform
Salt Edge Pay by bank is available as a plugin that directly integrates into your WooCommerce checkout flow. It can be added alongside other existing payment methods with minimal setup efforts, no custom development or API integration.
Accept direct account-to-account payments at checkout, without card processing fees or hidden costs.
Instant settlements
Customer payments are settled directly into your account in real time, with no waiting periods or settlement delays.
Zero fraud liability
Payments are authorised through the customer's bank using Strong Customer Authentication (SCA), reducing fraud risk and eliminating chargebacks.
Merchant dashboard
Monitor all transactions, refunds, and settlements in a single dashboard, with complete visibility over payment operations.
5-minute setup
Fully self-service onboarding. No integration team, no technical overhead.
Pay by bank refunds
Bank-to-bank refunds via Faster Payments, available 24/7, 365 days a year. No card networks, no delays.
Infrastructure you can trust
Trusted by 300+ companies worldwide
Salt Edge is FCA-authorised and powers Open Banking for banks and fintechs across Europe & the UK. Now bringing that infrastructure to e-commerce merchants.
ISO 27001 certified for information security
PSD2 licensed & FCA authorised, ref. #822499
Operate under our licence with no regulatory overhead
FAQ
Is Pay by bank available for WooCommerce merchants?
Yes. We offer a native WooCommerce plugin, available through the WordPress plugin directory. WooCommerce merchants can install the plugin, complete the self-service onboarding process, and enable Pay by bank at checkout without custom code or developer support.
What pricing options are available?
We offer a free trial plan for 7 days, then every transaction will be paid from your balance. We believe in transparent per-transaction pricing — no hidden costs.
How long does it take for funds to become available?
Pay by bank payments are processed in real time, 24/7, through the UK Faster Payments Service (FPS). Funds are typically available in the account within seconds after the customer authorises the payment, although timing may vary depending on the receiving bank’s processing of incoming FPS payments.
Are Pay by bank payments subject to chargebacks?
No. Pay by Bank uses bank-authorised transfers with Strong Customer Authentication (SCA). There is no card network involved, so traditional card chargebacks do not apply.
How does the onboarding process work?
The onboarding process is fully self-service and usually takes less than five minutes. The free trial starts immediately once onboarding is completed. In certain cases, additional details may be requested to clarify the application, but access to the trial remains available and is not delayed.
Which e-commerce platforms is the solution available for?
WooCommerce is the first supported platform, with Shopify next on the roadmap. Additional platform integrations will be prioritised based on merchant demand. Join the waitlist to receive updates on platform availability.
Be first in line. Get early access
Join the waitlist and get priority access when Pay by bank for e-commerce launches.
Priority access and early adopter pricing
Only relevant early access updates
Real-time updates as new integrations go live
Join the waitlist
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