Data Aggregation
Connect to over 5.000 banks
Launching soon in the UK
Ecomm Payments
Accept bank payments directly at checkout. Instant settlements. Transparent pricing.
Live in 5 minutes. No developers required.
How it works
Go live in 3 steps with self-service onboarding
Step 1
Install the plugin
Add Salt Edge Pay by bank from the WordPress plugin directory.
Step 2
Complete onboarding
Finish self-service onboarding and connect your account. The entire process takes less than 5 minutes and requires no calls.
Step 3
Receive payments
Pay by bank becomes available at checkout. Customers pay directly with their bank and funds reach your account immediately.
Instant
funds in your account the moment a sale happens. No T+2, no batches.
0%
hidden fees with a clear per-transaction
model and no additional markups.
model and no additional markups.
5 min
from sign-up to live checkout
with a fully self-service onboarding flow.
with a fully self-service onboarding flow.
Platform support
Starting with WooCommerce — more coming soon
We're expanding Pay by bank to every major e-commerce platform.
Pay by bank for WooCommerce
Built for the world's most popular e-commerce platform
Salt Edge Pay by bank is available as a plugin that directly integrates into your WooCommerce checkout flow. It can be added alongside other existing payment methods with minimal setup efforts, no custom development or API integration.
Claim your free month
What you get
Everything a modern merchant needs
Lower payment costs
Accept direct account-to-account payments at checkout, without card processing fees or hidden costs.
Instant settlements
Customer payments are settled directly into your account in real time, with no waiting periods or settlement delays.
Zero fraud liability
Payments are authorised through the customer's bank using Strong Customer Authentication (SCA), reducing fraud risk and eliminating chargebacks.
Merchant dashboard
Monitor all transactions, refunds, and settlements in a single dashboard, with complete visibility over payment operations.
5-minute setup
Fully self-service onboarding.
No integration team, no technical overhead.
No integration team, no technical overhead.
Pay by bank refunds
Bank-to-bank refunds via Faster Payments, available 24/7, 365 days a year. No card networks, no delays.
Infrastructure you can trust
Trusted by 300+ companies worldwide
Salt Edge is FCA-authorised and powers Open Banking for banks and fintechs across Europe & the UK. Now bringing that infrastructure to e-commerce merchants.
- ISO 27001 certified for information security
- PSD2 licensed & FCA authorised, ref. #822499
- Operate under our licence with no regulatory overhead
FAQ
Is Pay by bank available for WooCommerce merchants?
Yes. We offer a native WooCommerce plugin, available through the WordPress plugin directory. WooCommerce merchants can install the plugin, complete the self-service onboarding process, and enable Pay by bank at checkout without custom code or developer support.
What pricing options are available?
We offer a free trial plan for 7 days, then every transaction will be paid from your balance.
We believe in transparent per-transaction pricing — no hidden costs.
How long does it take for funds to become available?
Pay by bank payments are processed in real time, 24/7, through the UK Faster Payments Service (FPS). Funds are typically available in the account within seconds after the customer authorises the payment, although timing may vary depending on the receiving bank's processing of incoming FPS payments.
Are Pay by bank payments subject to chargebacks?
No. Pay by bank uses bank-authorised transfers with Strong Customer Authentication (SCA). There is no card network involved, so traditional card chargebacks do not apply.
How does the onboarding process work?
The onboarding process is fully self-service and usually takes less than five minutes. The free trial starts immediately once onboarding is completed. In certain cases, additional details may be requested to clarify the application, but access to the trial remains available and is not delayed.
Which e-commerce platforms is the solution available for?
WooCommerce is the first supported platform, with Shopify next on the roadmap. Additional platform integrations will be prioritised based on merchant demand. Join the waitlist to receive updates on platform availability.
Get 30 days free
Join the waitlist for Pay by bank for e-commerce and get your first 30 days free — up to 1,000 payments, no commitment.
- 30 days free, up to 1,000 payments
- Priority access and early adopter pricing
- Real-time updates as new integrations go live
Join the waitlist